Offer Amount: $5,500
APR: 15.90%
Term: 36 Months
Monthly Payment: $116.75
The first affordable retainer financing solution with bar compliance.
Welcome to Direct-to-Client Lending!
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Affordability
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Compliance
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Customer Support
With our platform, your law office only needs one application for all of your clients, regardless of credit.
Our marketplace lending platform features instant credit decisions, agressive credit policies and a "Check Your Rate" feature which allows your clients to check approval terms without affecting their credit score.
Providing financing and payments solutions since 2000, ePay is the proven leader in offering access to bar compliant financing to attorney clients nationwide.
Please visit EPAYMANAGEMENT.com/ATTORNEY.html for more information.
BAR Rules
Governing Client Finance
No Compulsion to PerformLender must have no oversight role over an attorney’s representation of a client; There can be No Recourse to the attorney of any funds received. All Loans on the ePay Platform are 100% Non-Recourse |
No Limitation of Choice of AttorneyThe attorney can not be funded in a manner that compels a client to work only with that attorney & so limits choice. All Loans are made directly to the borrower without restriction as to use of funds. Borrower is free to use funds as they wish. |
No Compensation other than Collection of Legal FeesAttorney may not receive compensation in any form beyond receipt of their legal fees and recovery of actual costs (such as credit card fees) as a result of the transaction. All costs to the consumer are paid exclusively to the lender and Not Compounded by also paying any broker a fee to provide service to firm. ePay Management is NOT a broker and ePay receives No Compensation from the borrower nor lender in any form whatsoever. |
Arm's Length TransactionAttorney may have no formal or informal relationship with the lender. ePay Management is NOT a lender nor broker and functions solely as a Concierge for Client firms by providing an aggregation of competing lenders otherwise unavailable except as each lender appears individually and independently online. Client firms have no relationship of any nature with Platform Lenders. |
Fair Market PricingAttorney must assure the reasonable expectation a potential client will receive treatment consistent with Fair Market pricing from any referred source. Fair market pricing is assured by the competitive nature of the platform – Multiple lenders place their best possible offers based on the applicant's credit profile and debt to income ratio consistent with each lenders underwriting criteria. Client chooses the offer they prefer. |
ePay Management is NOT a broker and ePay receives No Compensation from the borrower nor lender in any form whatsoever.ePay functions solely as a Concierge for our Client firms providing an aggregation of competing lenders otherwise unavailable except as each lender appears individually and independently online.
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Pre-Approval Examples
Below are real examples of lender offers made to actual clients
Offer Amount: $30,000
APR: 22.46%
Term: 60 Months
Monthly Payment: $794.65
Offer Amount: $13,625
APR: 10.64%
Term: 36 Months
Monthly Payment: $423.76
Check Your RateWithout affecting your credit score!
A single soft credit pull gives your clients access to multiple lending opportunities.
Our marketplace lending program often results in multiple offers from multiple lenders. This gives your client the luxury of choosing which offer is best for them based on the loan amount, interest rate and loan term.
